Budgeting To Have Freedom

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Budgeting Tips

I never wanted to be someone that lived paycheck-to-paycheck or had to ask my Husband if I could take a trip to the mall just because.  I learned early on, thanks to my awesome parents, that two people working together to build a life could still have freedom to do what they wanted.  J and I are working towards financial freedom and are taking steps before we are even married.

 For me it was important to not have to ask permission to go to the mall, just like J didn’t want to have to ask permission to grab a beer with friends while watching the big game.  I truly felt like that would ruin us.  I did not and do not want a life where we have to answer to one another about spending money.  It’s not for me. 

We budget everything, including our no-questions-asked-blow money.  Each month we get $50 handed to us that we can do whatever we want with, for you it might be $200 or it might be $25.  That is what we can comfortably afford.  We can save it or we can blow on the first day – the best part is that it does not matter.  It is my money.  It is his money.

It’s nice to have some freedom when we are being careful with every other dollar we make.


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Meredith Rines, a budget and financial strategist helping fans pay off debt and live the life they've always wanted.

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4 Thoughts on “Budgeting To Have Freedom

  1. I love yours and J’s outlook. Money doesn’t rule your life, as it should be. Well done!

    • MereLynne on September 24, 2013 at 12:21 am said:

      Thanks! It’s hard not to get stress from time to time, but we really try not to let it control us.

  2. I completely agree. I could never deal with having to ask permission to spend money. I love the idea of having a set amount each month that you can spend, no questions asked. I’ll have to look at our budget and see what amount my husband and I can both comfortably afford. Thanks for the idea!

    • MereLynne on September 24, 2013 at 12:22 am said:

      It makes the times I come home with shopping bags so much better! Plus it gives us independence that we both crave. I recommend it for sure!

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