Want to learn how to budget smarter? Then look no further because have I got a great tool for you.
I have created the ultimate checklist to help you create the best budget for you.
Budgeting usually has a negative connotation to it and can have people running in the opposite direction. However, if a budget is used the right way then it can help you pay down debt, grow your wealth, and provide more than you ever thought was possible.
Think of a budget as a guideline. Budgeting is a way to look at where your money is going, what your plans are for your money and helps you see how to get there.
First up – let’s look at our checklist. You can download the checklist for yourself here. I recommend printing the checklist and keeping it with you while you cross items off.
Once you have all the information, next it’s time to compile into an organized system. Next in our series I will show you how to list out all of the information in a standardized manner so that it makes sense and allows you to see the big picture.
Download the Budget Checklist.
Now I want to hear from you…
What do you struggle with when it comes to budgeting?
Is it the idea of having a budget?
What about having to gather all the needed information?
Do you have any great tools that can help someone out?
As we start off another year I have big dreams for merelynne.com and my Etsy shop. I have tried to capture every idea on paper or in a Google Drive document, but after awhile I seem to be overrun with ideas. I really do not want to lose one or worst – never take the time to actually achieve one of my goals.
In an effort to be organized this year, I created a blog goals template to capture my ideas and set a time frame with action steps. Here’s what my template looks like with a few of my goals listed.
Here’s how I plan to make this goal sheet work for me:
1) divide and conquer – by setting up a category section then I know where each goal belongs. I can spend time working on building my Pinterest following and if a new idea for content or Twitter pops into my head then I can write down the goal. I do not know about you, but I have a tendency to get easily distracted. If a new idea pops into my head I am immediately down the rat race of a new plan and sometimes forget to finish my original task.
2) list the goal – by specifically stating what you want to achieve then that will help develop a plan to get there.
3) action steps – I believe that the action steps are a vital part of goal setting. These can be anything that will help you get to the final goal. For me, this includes a brainstorming session where I sit down with a paper or sit in front of my computer and just start thinking. What do I need to achieve this goal? What resources do I already have? What do I need to buy/learn?
4) projected time frame – to me this step is important, but is also negotiable. I like to have a target date in mind, but I don’t beat myself up if I don’t hit it. Let’s say it’s now March and I take a look at my goal sheet to see that I have not achieved my goals for January yet then I can take a look to either revaluate the goal or the time I spend on the blog.
Let’s make 2014 the best year for growing our blogs and our brands. You can download, for FREE, the growing your blog goals template here to help you get off on the right foot. Leave a comment and let me know what your biggest objective for 2014 is. I would love to hear all of your fabulous goals.