This month’s Budget Q&A was too important to skip. With the end of December and 2017 just a few days away I realized I needed to get this months answers to your questions done.
This month has flown by, with trips to see family, holiday parties, Christmas, and so much more I’m just surprised I let this month’s Q&A slip by. I started trying to find a time to post this month’s video and realized I needed to just do it. So that’s why I’m coming at you on a day outside my normal posting schedule.
If you’re looking for a great tool to help keep your family on budget, then check out out my budget spreadsheet. Each month is laid out right in front of you where you can keep track of what you budget and what you actually spend. Now you’ll know in real time how you’re doing each month.
Can you believe how close we are to Christmas? I have to admit I was feeling pretty proud of myself on Black Friday because of two things: One – I stayed home all day and didn’t step foot into one store. And two – I finished 98% of my Christmas shopping while sitting on my couch.
The best part of my Christmas shopping is I am way under on our budget for gifts, which is awesome! That means the money we saved on gifts can be put towards debt or savings or anything else we want/need. It’s a good feeling to have a plan and stick to it. Now I just have to sit back and wait for the gifts to start arriving.
Once the gifts arrive I have a few craft projects in mind to make them even more personal, which is the whole goal of Christmas (in my opinion). Don’t get me wrong, I love giving gifts, but I love the idea of giving something one-of-a-kind that actually means something to the recipient.
In this month’s Q&A video I’m going in depth on how we stay motivated with our budget – what our number one tip is for other couples.
I’m also talking about chores for our little guy. At 19 months there are a few things we let him help us with around the house. It takes a lot of patience, which I talk about in the video below.
Last month was my first every Budget Q&A and it was a huge hit! I answered your questions about how we spend only $100 a person for groceries each month, how much we spend eating out and how we meal plan. The Budget Q&A was so popular and I received a ton of questions from you. So I decided to make it a monthly theme.
Today I’m answering a few of the questions I’ve received lately from you. With the Holidays coming up, now is the time to get your budget in check. Budgeting doesn’t have to be perfect every single month, so please do not let the fear of mistakes stop you from creating a budget. This time of year is absolutely perfect to get to work on a new money plan for your family. The holidays are always the time of year people tend to overspend, use credit cards too often and not put money back into savings. So by starting your budget today you can at least have a good starting point before we get into the chaotic Christmas season.
We have been enjoying the cooler temps that have started to reach Southeast Missouri. My family and I have played at the park, went for walks, and enjoyed every moment outside. So we’ll be headed to the pumpkin patch to play in the kidzone (well our son will play) and to make our way through the corn maze. I tried talking J into going last weekend, but he turned me down. Apparently it just didn’t feel enough like fall to him. I guess I would have to agree, but I so love the pumpkin patch!
I wanted to pop in and share with you my first attempt at a budget Q&A. I have received a few emails, messages, texts and DM’s from readers asking a few questions. So I sat down to answer your questions that seem to surround about groceries, order supplies for our family and eating out. I am going deep in to each question to make sure I get it all covered. Let’s. Do. This.
Here are the questions I’m answering just for you – you can check the time stamp to fast forward to what you’re interested in:
Do we really spend $100 per person on groceries each month? 0:37
How much is our eating out budget for the month? 3:47
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