Author: Meredith Rines, MBA, CFP®

Meredith Rines, MBA, CFP®, a budget and financial strategist helping families pay off debt and live the life they've always wanted.

Our Financial Plan

What is a financial plan? It’s a map to your personal financial goals with actionable steps. A financial plan is an evaluation of where you currently stand and where you want to go. You can make it as complicated and detailed as you want or you can make it simple.  I like to keep ours short […]

Cash Envelope Q&A

Here’s a quick run down of the cash envelope Q&A that I’ve had to answer. It’s no secret that I love offering budgeting tips.  I’ve been sharing quite a few lately.  I’ve noticed a buzz for my How to Use the Cash Envelope System.  I thought I would answer a few questions that I’ve come […]

Categories: Budget

5 Great Budgeting Tips

It’s no secret that I love some great budgeting tips. To me, budgeting helps you reach your goals.  It’s a road map to get from point A to B that allows you to detour every once in awhile to have some fun.  I hear from so many people that a budget is too restrictive.  You […]

Categories: Budget

Tags: budgeting tips

5 Easy Ways To Save Money

Today I’m sharing 5 easy ways to save money with you. Money is great, am I right?  It helps us achieve our goals, feed our families and provide a roof over our heads.  Who doesn’t want to save more, right?  I know I do. J and I have been doing great with budgeting and tracking […]

Categories: Budget

4 Secrets to Paying Down Debt

Today I’m sharing 4 secrets to paying down debt with you. I hate debt.  I really do.  Debt is stupid, but unavoidable.  Most people don’t have $200,000 sitting in their checking account to buy a house.  I know I don’t have $25,000 to even by a car.  So I know when the time comes for […]

Categories: Budget

Little Bit of Life

I figured it was time to give a life update on here.  It’s been almost 10 months since J and I moved to my hometown.  Big things have happened in that short period of time. We’ve adopted a third dog, Bud.  We took him for 2 reasons – 1) we couldn’t leave a stray dog […]

Categories: DogsLife At Home