Today’s post is all about some budgeting basics – creating your sinking funds. If you’re new to sinking funds, then just know they are the tool to help you afford anything you want. The gist of sinking funds is that you have a budget category that is usually more expensive than your normal month-to-month ones, […]
We’ve made it! Half-way through February. Can you believe it? I really don’t know where 2018 is going. I swear it was just New Year’s Eve and I was crashing before 1:00 am even with people at our house. This momma needs her sleep! Not too long ago (about 2 weeks, if we’re counting) I introduced […]
There are some expenses each month you probably notice that are just wasteful. I mean, let’s be honest with ourselves, shall we? We all do it and we all have those expenses that we don’t need to be spending money on and we aren’t getting the full benefits out of, right? Once my husband, J […]
Lately I’ve received a few questions from several of you wondering about how to increase your credit score. We talk so much about paying down debt, building a savings and paying cash (or using debit cards) for most of our spending that you’re wondering how that affects your credit score. I put together a few […]
Do you buy in bulk from any membership stores? We love Sam’s Club at our house (not that we have anything against Costco, but they aren’t as close to us). I’ve been a member since college thanks to my Dad’s office extending me a card. These days my purchases are much different than at 22 […]