Monthly Archives: January 2017

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9 Months Old

Sunday is a big day in our house. Our little guy is turning 9 months old. Nine Months…

Where has the time gone?!

Every day he is learning something new and showing more of his personality. He’s stubborn like his Mom, loves laughing at Dad’s weird noises, hates waking up too early like Mom and is a heavy sleeper like his Dad.

He still looks incredibly like J, but every once in awhile I can see a little bit of me sticking out. But then it fades away and he goes back to look just like his Daddy.

9 months, baby boy, 9 month baby 9 months, baby boy, 9 month baby

He’s inquisitive and mischievous. Always into something and never wanting to sit still.

He’s been crawling everywhere and pulling himself up whenever one of us is near (darn slick floors… he’s fallen a few times and has quickly learned to have one of us around). He constantly says “Daddy” and every once in awhile he sneaks a “Momma” in to melt my heart.

He loves most foods, except peas and meats. Which we are still working on. He thinks it’s fun to drink out of his sippy cup and prefers to feed himself the bottle, but ends up playing with it more than eating.

He’s my everything.

My 2017 New Year’s Resolutions

Can you believe 2017 is here? I seriously feel like I just rang in 2016 and now here we are a year later. I never understood when my parents or other adults said that time just seemed to speed by. “In a blink of an eye.”

In school time just felt like it was dragging on. I couldn’t wait to be graduated, working a job, having my own home, etc. I just couldn’t wait to be an adult. Now here I am. 30 years old and time is flying.

It’s hard to imagine our little guy turning ONE in just 4 short months. It’s crazy to think we will be living in my hometown for 3 years this summer or how J and I will be celebrating our 4th wedding anniversary this fall.

Life does really fly by. I don’t know what’s changed since school. Maybe I’m busier, maybe I have more commitments then I used to. Or maybe… just maybe I can’t keep up like I did when I was 20.

I am so thankful that I didn’t have a ton of responsibilities at such a young age because I just don’t think I was mature enough. But I can tell you having a baby at 30 isn’t easy. It’s so much harder to pull an up-all-nighter or to go with very little sleep.

Well.. that’s enough about getting older and time just passing quickly. This post is all about the New Year. So alright, we’re starting 2017 off right. I’ve jotted down my top resolutions for this next year.

I’ve never been crazy about using the word “resolutions.” It just seems negative.  Something about saying my 2017 new year’s resolutions just seems like I’m in trouble.

Like I resolve to stop this bad habit.

I want to be more positive. I’ve never really liked calling them resolutions.  Even last year I called them my goals.  

I’m continuing with that and I am making my 2017 list all about goals. I want to continue striving and working towards something that will benefit me and my family.

So here it is… my 2017 Goals:

new year resolutions, new year goals, 2017 resolutions, 2017 goals, family goals, family resolutions

I started looking back at my goals since I started sharing them on here.  It’s crazy to see what’s changed and how I’ve grown over the years.  One thing is certain – my new year goals are getting simpler.  No more crazy lists, crazy achievements that I know will be difficult to attain.  I’m pushing myself, but only in the areas that are most important.  I’m keeping my goals broad so I know when I’ve achieved it in my heart and not on paper.  

Here are my previous goals:

2014 goals

2015 goals

2016 goals

No matter if you call them your 2017 New Year’s resolutions or your new year goals, either way it’s time to kick butt.  

52 Week Savings Challenge

52 week savings challenge

Can you believe 2016 is over? I mean, seriously that year flew by! So many changes happened in our household that it’s hard to keep track of them all. Of course, I remember the big one – you know, having a baby. That was probably the most important part of 2016 for our family.

However, we had a lot going on. We had to remodel the house a bit to make room for the baby. I kept working towards my CFP designation and am one step closer to being a Certified Financial Planner (yay!) and I survived another #taxseason without killing anyone.

We traveled a lot and just had an amazing year. I can’t wait to see what 2017 has in store for us. With all of the surprises and planned expenses last year, we decided to kick off the new year with a bang! We’re setting an additional savings goal on top of our budgeted one.

What?!

Yep, that’s right!

We plan on starting a 52 Week Savings Challenge on top of what we’re already putting aside each month.

We looked at our budget and decided with all of the highs and lows of last year, it wouldn’t hurt to have an extra $1,300 in savings for those unexpected needs. So instead of increasing our savings goal, we chose to go a fun-route.

Yes, savings can be fun!

We created an easy-to-follow 52 Week Savings Challenge. It’s easy to follow and you can really tackle it any way you want.

Here’s the gist of the savings challenge:

Start off with saving $1 the first week, then add $1 every week to you new goal. Here’s what it looks like for the whole year:

week 1 – $1, total of $1
week 2 – $2, total of $3
week 3 – $3, total of $6


week 52 – $52, total of $1,378

52 week savings challenge image

I created an easy PDF for you to download to keep track. You can download this free printable here.

Here’s another way to tackle this new 52 week savings challenge:

You can start with week 52 and work your way backwards. That way you’re starting with savings $52, $51, $50 and so on now then when it’s closer to the holidays your savings would be less than $10 a week. It’s up to you.

Just decide which way is best for your family to follow and then get started. The biggest thing is to start now and keep going with it.

Don’t give up!

You can have an extra $1,378 saved by the end of this year. That’s quite a bit for only a few dollars each month. We plan on finding the extra money by cutting out our eating out. We’ve been watching what we’ve been spending for awhile now. By following our easier cash envelope system, we will be able to easily find the extra dollars each week to add up.

What are you going to do with this extra savings at the end of the year? It’s going to be good to use towards Christmas gifts or you can add it to your emergency fund or even debt! Whatever you want to do with it, it’s up to you!

Just think, $1,378 can be yours by saving a few dollars each month for the next 12 months. So easy!