Month: January 2018

Quick Cleaning Tips

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Today’s post is going to be a quick one because I am running around like a crazy woman. After this weekend’s 24 hour stomach bug attack. Our house looked as if a tornado had passed through. We had toys thrown everywhere – in the family room, hallway, kitchen, the dog’s crate – everywhere.  Dished piled up and laundry that needed to be folded, washed and dried. 

I knew today was going to be a mess.  There are too many meetings, errands and just stuff to get done in these 24 hours. Plus I like my sleep.  So I figured on a day where I barely have time to catch my breath I wanted to share with you some quick cleaning tips. 

Because let’s be honest…

Who doesn’t need quick cleaning tips this time of year?

These are my go-to when it comes to a messy house, feeling stressed and not much time to get it clean.

Baking Soda To Freshen Carpet

Alright the first one is probably my favorite.  We have a dog who is allergic to any carpet deodorizer we’ve tried.  So to save her from feeling miserable we had to find a new option.  After trying baking soda on our carpets once I fell in love.  It works great and it’s non-toxic for the dogs and kid.  All you have to do is pour some on your carpet, let it set then vacuum it up.  Your carpet will be left smelling fresh. I also LOVE how cheap a box is compared to the fancy carpet powders you can find at the store.

My Favorite Carpet Refresher for Cheap

I like to vacuum once without any baking soda down then pour baking soda to vacuum again.  We have three dogs, so I like to get as much dog hair up as possible. 

Vinegar To Clean Carpet

Do you have a steam cleaner?  If you have kids, dogs or both then you need a steam cleaner!  I love mine.  We got it years ago and it’s still kicking.  After trying to find a less expensive way to clean, I discovered vinegar.  Instead of using the store-bought shampoo and cleaners, just add some white vinegar to your solution.  Then you just clean like normal.  

You will notice your floors will smell a little like salt and vinegar chips until it dries (at least that’s what I thought), but then the smell goes away as it dries.  This was my go-to for steam cleaning our carpets when our little boy was crawling everywhere.  I felt so much better using vinegar on our floors since it’s non-toxic compared to all of those chemicals you find in store-bought cleaners.

Use Vinegar To Clean Your Microwave

Here is the quickest way to clean your microwave without all that scrubbing.  Take a glass of white vinegar and microwave on high for 5 minutes.  Once it’s done, simply wipe down the inside with a towel and you’re done.  No more scrubbing.  Something about the vinegar, the steam and the heat just melts away messes.  

I usually start a cup in the microwave while I’m putting dirty dishes in the dishwasher and by the time I’m done with dishes it’s time to wipe out the microwave.  

Clean Your Toys In The Dishwasher

This one is my new favorite. I really don’t know how I waited until as long as I did to try it.  Did you know you can take your child’s toys (the ones that are plastic and don’t have holes in them) and put in your dishwasher.  Just pile them in and turn on.  Our dishwasher has a one hour cycle, which is perfect.  Make sure to turn off your heat dry option and let them air dry.  I’m always afraid that high of heat might ruin a few of them.  I’ve never had a problem washing any toys in the dishwasher though.

I usually start it before bed and then by the morning they’re dry.  It’s best to do this during cold and flu season or if you have a sick little one.  It’s great at disinfecting all the toys at one time and makes it a lot easier on you.

Wash Your Pillows In The Washing Machine

Again, with another quick deep cleaning tip.  You can wash your pillows in the washing machine – not just the pillow cases.  Just take your pillows out of the cases and toss in the washing machine.  Try not to overload the machine, you want them to move around a little easier. Just wash on cold in a delicate cycle with a little bit of detergent.  I prefer the detergent without any dyes or perfumes since our son and I have allergies.  

Once you’ve washed them you can throw them in the dryer with a tennis ball (I wrap ours in a sock) or even a toy rubber ball.  The ball helps the pillow to dry evenly and come out fluffy.

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Use The Laundry Basket Method

Whenever you have a room that looks as if a tornado hit then grab an empty laundry basket. Go around your house, room-by-room and gather any items that don’t belong. Once you have gone through each room in your house (or until nothing else fits into your basket), you can start emptying it.  Take your basket back into each room and put away anything in it that belongs to that room. 

I use this a lot in our kitchen and family room because they tend to be a catch-all. I put shoes, clothes, pans, toys, and anything else our son tends to carry around. Then I go back through each room and I put away whatever is in the basket.  I usually start in the bedrooms when it comes to putting things away because I always have shoes or dirty clothes in the basket and they tend to be the biggest and bulkiest items.  

Split Your Duties

We prefer to not do any house cleaning on the weekends.  We like to have our weekends to ourselves to do whatever we want.  So J and I bust our butts Monday through Friday to get everything done.  One of the best things we did was stop being a perfectionist.  We break our cleaning into days and then work on something for a few minutes each night.  That way the house is always getting cleaned with little effort. 

We try to focus on one room each night and between the two of us we can dust, sweep or vacuum, mop, clean and straighten within 15 minutes for most rooms.  We tend to clean after our little one goes to bed and before we sit down to relax for the night. 

What are some of your favorite quick cleaning hacks?

The 52 Week Savings Challenge for 2018

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If you could accomplish anything in 2018, what would be? For most of us our answer might involve money in some way. From having less debt, to making more money, having more saved, budget better, whatever it might be. Money is a huge focus for many of us. There never seems to be enough to go around and when it rains, it pours – am I right? This year, I want to help you save more money for those rainy days or for those days where you just want to have a little fun. 

Last year, I introduced the 52 Week Savings Challenge and it was a huge hit. Our family really benefited from taking simple steps to put more money into savings. So, I wanted to start 2018 off with a bang and bring back the 52 week savings challenge.

Now remember this savings challenge is above and beyond what you’re currently budgeting for. This money either needs to come from your grocery budget, your eating out category or a combination of any budget categories. We don’t want to take away from what you’re currently putting aside for your emergency fund or your debt payments.

Last year when we decided to do this challenge, we looked at our budget and realized it wouldn’t hurt to have an extra $1,300 in the bank by the end of the year.

We created an easy-to-follow 52 Week Savings Challenge. It’s easy to follow and you can really tackle it any way you want.

Here’s the gist of the savings challenge:

Start off with saving $1 the first week, then add $1 every week to you new goal. Here’s what it looks like for the whole year:

week 1 – $1, total of $1
week 2 – $2, total of $3
week 3 – $3, total of $6


week 52 – $52, total of $1,378

52 week savings challenge image

I created an easy PDF for you to download to keep track. You can download this free printable here.

Here’s another way to tackle this 52 week savings challenge:

You can start with week 52 and work your way backwards. That way you’re starting with savings $52, $51, $50 and so on then when it’s closer to the holidays your savings would be less than $10 a week. It’s up to you.

Just decide which way is best for your family and get started.

What are you going to do with this extra savings at the end of the year? It’s going to be good to use towards Christmas gifts or you can add it to your emergency fund or even debt! Whatever you want to do with it, it’s up to you!

Just think, $1,378 can be yours by saving a few dollars each month for the next 12 months. So easy!

Need More Help?

If you’re looking for a great tool to help keep your family on budget, then check out out my budget spreadsheet.  Each month is laid out right in front of you where you can keep track of what you budget and what you actually spend. Now you’ll know in real time how you’re doing each month.

Recap of 2017 Goals

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Each year, I like to dust off my goals from the beginning of the previous year and see just how I did. 

I recently shared what my goals are for 2018 and am really excited about them.  As I get older (and wiser), my goals have shifted. I no longer carry about the tiny details as much and like to focus more on the bigger pictures.  What goals will help me achieve my overall success and what does that success look like? To me it’s all about my family and providing for them.  So that’s what helps shape my goals.  

I also don’t like calling them resolutions because to me a resolution is something you want to stop.  A goal is more positive and it’s about expansion.  So that’s why I call them goals instead of resolutions.

Let’s take a look at last year’s goals to see just how I measured up.  

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As you can see my goals were a little broader than they have been in the past, which means success is open to interpretation.  And I love that.

I achieved 7 out of 8 of my goals in 2017.  That’s a pretty good passing rate (if I do say so).  

What are your goals for 2018? Think bigger, but more manageable.  What will make you happier and your family happier.  That’s the goals you need to strive for and work towards. Also, that one goal I didn’t achieve – I shifted to 2018.  Nothing wrong with not reaching every goal.  Sometimes you have to realize that the sacrifices you would have to make to meet everything, may not be worth it.  So you shift, you rearrange your goals so that they fit better with what you have going on.  You’re not a failure for doing that – your a realist who knows the value of your time, sanity and family is much more important.

 

Make sure to take a look at 2014’s goals, 2015’s goals and 2016’s goals, too.

2018 Goals for the New Year

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I’ll be the first to admit I will probably date a few documents with 2017 for the next few weeks until I can get the hang of it. No matter how many times I repeat to myself “2018, 2018, 2018” I still end up dating with the wrong year. This will go on for most of January, which it does every year. At this point, I’ve just accepted it. 

This time of year J and I sit down for our quarterly planning meeting to plan the next few months in advance. Planning the next three months out is one of the biggest YES things we’ve ever done. We don’t plan out each day in detail, but we make sure to plan out any out of town trips we need to make to visit family, birthday gifts we need to buy, any bigger purchases that are coming up (like car maintenance, home repairs, etc.).  This planning helps us make sure our budget is right and makes sure that we’re on the same page. 

So before you get too much further into 2018 (I know, today is only day one), make sure to sit down with your significant other and have a calendar in front of you. We use our Google calendar to organize our entire lives. We each have our own calendar and then we have a joint one that we can both see. Whenever I have an out of town conference or he has a late class then we can put it on our joint calendar so we both know about it. I don’t necessarily put my doctor appointments and client appointments on our joint calendar because they don’t affect him. 

This planning also works great for when we’re out with family and friends. If we want to schedule a dinner out or a weekend visit, then we just look at the joint calendar. If that day or time is open then go ahead and schedule. It’s an unwritten rule in our house that when it comes to family and friends, we like to do whatever we can to be there. So if there isn’t anything scheduled, then mark it down. Whatever is on the calendar is something we’ve committed to and that means a lot to us.

After we have our planning meeting, we also like to talk about goals for the new year.  What do you like most about a new year? I love the idea of new beginnings, which means new goals and new successes. For me, I love creating action steps to help reach our goals. Now J has his goals, I have my goals and then we have family goals.  We like to think of our family goals as the driving force behind our decisions. 

This year our word is simplicity. What can we do in our day-to-day lives that can help simplify everything? For us, it means saying no to more and saying yes to what we actually want to do.  It also means making sure our budget tracking is easy to maintain and encourages us to stay on top of it.  That’s why we created the easiest budget template because we wanted something easy.  We wanted something that didn’t take hours to fill out each month and something that told us exactly how we were doing with our money.

I won’t share J’s goals with you because he didn’t sign up to be a blogger like I did.  But I will show you my personal goals and some of our family goals.  It’s funny that some of mine and J’s goals and our family’s goals are pretty much the same.  I think that’s the price you pay when you become a parent – you’re sole focus is the family.

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As you can see most of my ‘personal’ goals involve my family. The ones that are left involve my blog or my day job as a financial specialist.  To me – building those goals will help me reach our family goals because we will be able to provide more for our son.

What are your goals for the upcoming year? Try to keep them short, sweet and to the point. Don’t put too many details in your annual goals because then it makes it harder to achieve.  What we like to do is take our bigger goals and then break them down into smaller ones.  That way we can focus on one thing at a time and measure our success.  If you’re curious, you can check out last year’s here.