How To Tackle Your Budget Once and For All

how to tackle your budget once and for all

New Year. New You.  Right?  Well that seems a bit dramatic for me, so let’s just say, “New Year, Better You.”

This year we set some pretty hefty goals for ourselves and I’m sure you have done the same.  If one of your goals is to finally tackle your money situation then you’ve come to the right place.  Around here I share money management tips, budget advice and more to help you learn how to manage your money so that you can finally stop living paycheck-to-paycheck.

We’ve personally paid off over $40,000 in under three years while switching careers, starting a family and moving across the state.  It all started with a little red clip board and a goal to stop being so frustrated every single month.  Here we are years later and we’re still living proof that anyone can set financial goals for themselves, create a plan and get to work.

I get asked a lot what is one thing that helped us really tackle our budget and stay motivated.  Without hesitation I always reply with something along the lines of “seeing where are money was going.”  So many times we were swiping our cards, pulling cash out of the bank and not even thinking about it.  The money was there and it was burning a hole in our pocket.

When we created our budget and started tracking our spending that’s when things shifted for us.  We were finally able to see where we were wasting our money – it was an eye opener.  That’s why I am so adamant for families to create their own workable budgets.

In today’s video I’m sharing how you can easily create your family’s budget using our Chief Financial Officer template.  Watch the video online or down below:

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Budgets get a bad rap for being restrictive and overwhelming.  But in reality if you don’t have a budget then you’re allowing your money to control you and you’re not controlling your money.  That’s why I love our Chief Financial Officer template so freaking much.  It truly is a game changer when it comes to understanding your money better.

Need Help With Your Budget?

grab budget success checklist

Grab our Budget Success Checklist.  This nine-step guide will help you break down your income and expenses so that you can create a workable budget for your family.

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Meredith Rines, MBA, CFP®, a budget and financial strategist helping families pay off debt and live the life they've always wanted.